Thousands will face losing their homes this year.

Don't pay for a loan modification.

We don't charge for our counseling services.

To reach a HORC counselor, click here.


Our Mission
 
The Home Ownership Resource Center is dedicated to providing home ownership opportunities, home buyer education, budget, credit repair counseling and foreclosure prevention and intervention for people in need throughout Southwest Florida.
 
Our NeighborWorks-trained counselors bring an understanding of banking and real estate industries and the funding programs available for low and moderate income families to achieve the dream of home ownership.
 
We are committed to getting people into their dream homes and teaching them the budget management skills they need to remain proud homeowners for generations to come.  

Our Objectives
  • Promote healthy communities through home ownership
  • Encourage citizen empowerment
  • Promote reinvestment in declining neighborhoods
  • Foster neighborhood stability
  • Stimulate the private housing and commercial markets
 
Tracking Trends
 
In 2010, our counselors are seeing an increase in higher end homes facing foreclosure due to loss of income and depleted savings.  More prime loans are going into foreclosure.
 
On a better note, a more affordable housing market is making home ownership possible for many people who feared they could not afford their dream.
 
The Home Ownership Resource Center of Lee County is a Florida non-profit 501(c)3 corporation. As a public/private partnership, our funding comes from both government and private sector sources. Private sector funding allows HORC to help everyone without regard to income.
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Home

The Home Ownership Resource Center (HORC) was founded in 1999 as a partnership of residents, lenders, businesses and local government. Today, this partnership remains strong and, because of the current housing crisis, we've expanded our services to include foreclosure prevention and intervention. HORC is a non-profit agency.
 
 
Our HUD-certified counselors provide compassionate counseling, information, assistance and education to buyers and homeowners in Southwest Florida. We offer one-on-one counseling as well as specialized triage counseling sessions that allow us to serve more clients than ever before. In 2008, we met with more than 750 clients. In 2009, we are seeing that the need for help continues to be exceptionally large.
 
 
HORC is here to help. Start your search today for a better future. Simply click on the links below or the navigation at the top of this page for more information on our services.
 

Home Buyer Education Workshops

Our Home Buyer Program prepares you to buy and maintain your home. Through seminars and individual counseling sessions, we assist with spending plan development, selecting the right home, finding a favorable home loan, and closing the transaction. We help you develop an action plan for homeownership. Credit history and credit report information are also covered. By attending a HORC Home Buyer Education Workshop, you will receive the mandatory certificate.

Click here for our current class schedule.


Foreclosure Help

With Lee County among the hardest hit in the nation when it comes to foreclosures, HORC shifted its focus to include hands-on help for those who are having trouble paying their mortgage. Our HUD-certified counselors are trained to set up a plan of action tailored especially for you and your situation.

We offer guidance on how to approach your lender to avoid foreclosure. We can also serve as a liaison between you and your lender, and recommend alternatives to the foreclosure process.

                      Click here to learn what to bring to your first counseling session.


Comprehensive Housing Counseling

Our Neighbor Works trained counselors can help you understand the factors that affect your ability to meet your housing needs and offer individualized guidance to help you succeed.
 
Suggestions may include developing a family budget, implementing a debt reduction plan to pay unsecured debts, and executing proven saving techniques. All of our counselors are HUD-certified and the service is free. 

                         Contact us today to get started.
 
 
To view homes available through the Neighborhood Stabilization Program or to learn more about eligibility requirements, click here to visit the county NSP website. 
 
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