Foreclosure Counseling
The struggle to make a mortgage payment can seem overwhelming for many reasons: job 
loss, loss of overtime, unexpected expenses, illness, injury, disability, death and others. At the Home Ownership Resource Center, we encourage every homeowner to become educated on all the options that are available to save their home. There is reason to hope.
Many people wrongly believe that their lender wants to take their homes away through foreclosure. As a general rule, lenders only begin the foreclosure process as a last resort. Many lenders are willing to work with homeowners who are having financial difficulties. But the more house payments missed, the more challenging it becomes to solve the problem. That's why early, informed action is important.
Homeowners can approach their lenders to help solve the problem. There are many things that lenders can do to help resolve a delinquency.
Workout Solution Options
Repayment Plan
Forbearance Agreement
Loan Modification
Fannie Mae HomeSavers Advance Program
FHA “Rescue” Bill
Partial Claim Advance
City of Fort Myers Foreclosure Assistance Program
Lee County Grant Assistance Program
Habitat for Humanity Workout Options
Short Sale or Pre-Foreclosure Sale
Deed-in-Lieu of Foreclosure
While HORC can in no way guarantee that a homeowner will not lose their home, we do offer a highly trained team of HUD-certified counselors available to pursue every possible avenue to prevent foreclosure. We offer triage classes on a weekly basis as a forum to provide education, prioritize client counseling needs, and accelerate the initial paperwork process.
Click on the links below for more information. Feel free to
contact us today.